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The €250 housing subsidy is a fair idea that risks becoming a landlord’s discount: without a rent cap, the market claws it back within a year

The bill on social housing presented on 27 August by the Secretariat with responsibility for Cooperation reaches its first reading in the Council session opening on 7 September, at paragraph 21.

It provides for the temporary allocation of housing owned by the Eccellentissima Camera to those with a proven housing need and, when no public housing is available, a contribution of 250 euros a month for twelve renewable months, paid directly to the landlord, for rents not exceeding 750 euros.

The eligibility requirements are strict: citizenship or five years of effective residency, no property owned even abroad, net household income not exceeding 16,000 euros, rising to 20,000 to remain eligible in the second year.

This is good news, and it marks the first time the State has put in writing that the housing emergency is real. The problem begins exactly where the article of law ends.

Because that contribution doesn’t go to the tenant: it goes to the landlord.

From a control standpoint, that makes sense — no one can spend it elsewhere.

From a market standpoint, however, it means the State is stepping in as a payer within a private negotiation, and in a country of 34,000 people with only a few hundred properties available for rent, word travels within a week.

The question no one has yet asked in the Chamber is simple: what stops a rent that is 550 euros today from becoming 750 euros tomorrow?

The 750-euro ceiling is not a cap on rents — it’s a cap on eligibility for the benefit.

Once that number was set, the market received a signal, not a brake.

This is the classic paradox of rent subsidies, documented everywhere they have been introduced without counterbalancing measures: part of the contribution never reaches the family — it gets absorbed into the price. No bad faith is required, just the arithmetic of the person renting out the property.

And here the risk is twofold: those who meet the criteria receive a benefit that is partially eroded, while those who fall just outside the threshold — and there are many, with net-income limits set at 16,000 euros — find themselves competing in a market that has just become more expensive. A benefit for a few becomes a cost for everyone else.

Then there is the clause that deserves the most serious debate: the funds are available until the budget line runs out, and anyone left out can reapply the following year. In other words: a right that depends on the date stamped on your application.

For a measure aimed at people with serious financial hardship or physical conditions requiring immediate housing, the logic of “first come, first served until funds run out” is the hardest thing to explain to whoever arrives second.

None of these objections is a reason to reject the measure.

They are the reasons the first reading exists.

In the Chamber, it is still possible to tie the contribution to a reference rent rather than a ceiling, to stipulate that the amount applies only to contracts already in place or registered at a verifiable price, and to introduce monitoring of rents before and after the law takes effect.

These are technical corrections, not ideological ones, and they cost nothing more than a discussion.

The State has decided to pay part of the rent for its most vulnerable citizens: that is a civilized choice.

What remains to be decided is whether those three thousand euros a year will end up with families or with landlords.

Between now and 23 September there is still time to make sure we don’t find out too late.

Casa, svolta a San Marino: fino a 250 euro al mese dallo Stato per pagare l’affitto