SPONSORED ARTICLE
| San Marino — When a baby is born, parents think about names, nurseries, and first outfits. Few think about what will truly change that child’s life twenty years down the line. Pancotti Assicurazioni, in partnership with Allianz, today introduces a new — and concrete — way to celebrate the birth of a child. |
The idea is simple.
With €150 a month — less than a gym membership and two coffees a day — a family can build, over 18 years, a fund of more than €50,000, available exactly when their child needs it most: for university, for a first home, or to start a business.
How does it work?
Through Allianz’s Nuovi Orizzonti — a multi-line insurance investment product — parents (or grandparents, aunts, uncles, or godparents) can set up a monthly savings plan managed by some of the world’s leading financial firms: BlackRock, Fidelity, JP Morgan, PIMCO, Pictet, and Morgan Stanley.
Not just any policy. Not a simple savings account.
This is a plan run by the same professionals who manage major pension funds and international financial institutions — a plan that grows with the child, month after month, year after year.
THE NUMBERS — What a family can build in 18 years:
| MONTHLY CONTRIBUTION | TOTAL PAID IN | ESTIMATED VALUE AT 18* | NET RETURN |
|---|---|---|---|
| €100 / month | €21,600 | ~ €34,600 | +60% |
| €150 / month | €32,400 | ~ €52,000 | +60% |
| €200 / month | €43,200 | ~ €69,000 | +60% |
* Estimate based on an average annual return of 5% — lower than the funds’ verified historical performance. Past returns are no guarantee of future returns.
It’s not a fund. It’s family protection.
Nuovi Orizzonti is an insurance product, which means that in the event of the policyholder’s death — the parent — the accumulated capital is transferred directly to the beneficiary (the child) without going through the estate, exempt from inheritance tax, and immediately available.
“It’s the most concrete way I know to tell a child: I thought of you, from day one.”
| WHY CHOOSE THIS PLAN FOR YOUR CHILD:
✔ Managed by the world’s leading asset managers (BlackRock, Fidelity, JP Morgan, PIMCO, Pictet) ✔ Automatic Defender protection: capital is shielded from market drops beyond the chosen threshold ✔ Exempt from inheritance tax — the child receives everything, immediately ✔ Flexible: the plan can be adjusted over time, with additional contributions or changes as the child grows ✔ Accessible to middle-class families: starting from €100 a month ✔ An Allianz product, Europe’s most solid insurance group |
| “Every parent would like to give their children a better starting point than their own. With this plan, that intention becomes a real, verifiable figure that grows every month. It’s not a dream — it’s a choice made today.”
— Pancotti Assicurazioni, Allianz Agency San Marino |
HOW TO ACTIVATE THE PLAN
Simply contact Pancotti Assicurazioni for a free, no-obligation appointment. In 30 minutes, an advisor will calculate a personalised plan for your child, choosing together the monthly amount, risk profile, and the fund managers best suited to your time horizon.
The plan can be activated by parents, grandparents, aunts, uncles, or godparents — anyone who wants to give a gift that lasts a lifetime.
| 📞 Pancotti Assicurazioni — Allianz Agency San Marino
Book your free consultation Strategic Srl | San Marino |
LEGAL NOTICE
Nuovi Orizzonti is a whole-life, multi-line insurance investment product offered by Allianz S.p.A. By investing in Unit Linked funds, the policyholder assumes the risks associated with market performance. The company provides no guarantee of returns. Past performance is not indicative of future results. The estimates provided in this communication are based on an average annual return of 5%, for illustrative purposes only, and do not constitute a promise or guarantee of results. Before subscribing, please read the Information Set available at the agency and on allianz.it. This is an advertising message for promotional purposes.
